Eleos – Frictionless Financial Safety
Protect the Dream. Insure the Income.
Eleos: Embedded Term Life & Disability Insurance
Eleos transforms traditionally complex insurance products into a "one-click" service, integrated directly into your existing workflow.
Leverage existing Loan Origination System (LOS) data (age, income, status) to issue Term Life and Disability policies instantly, matching the policy duration to the mortgage term.
Extend your brand seamlessly with modern, customer-friendly flows that require no medical exams and no lengthy questionnaires.
Implement the "Concierge-lite" path with no long integrations or operational rebuilds, starting protection offerings almost immediately.
Portfolio monetization is achievable through structured Marketing Services Agreements (MSAs) that pay fixed flat fees for the fair market value of advertising, ensuring compliance with Section 8(c).
Beyond Insurance: The Free Wellbeing Subscription
Every policy includes an integrated support ecosystem to add daily value to the borrower's life:
24/7 digital access to doctors for immediate medical advice and prescriptions.
On-demand physiotherapy to support physical recovery and long-term mobility.
Professional, confidential support to help homeowners navigate life's stresses.
Compassionate administrative support to handle logistics and legalities during bereavement.